City profile

Rochester, NY

Climate DCost A-Safety CHealthcare ACulture BOutdoors BHazard risk B-Taxes D

Finger Lakes gateway with Frederick Douglass & Susan B. Anthony heritage and low home prices.

Climate

Climate type

Four seasons

Winter avg

25°F

Summer avg

72°F

Sunny days / yr

165

Home prices & cost of living

Median home price

$190,000

Typical monthly housing

$1,388

Cost of living (100 = U.S.)

92

Rochester, NY - - 50-mile radius Tiles © Esri — Esri, HERE, Garmin, USGS, NGA, EPA, USDA, NPS
Rochester, NY and the area within 50 milesOpen interactive map

Taxes

Property tax
1.54%
State income tax (top)
10.9%
Social Security
Not taxed
Pensions
Partly exempt
Sales tax (state + avg. local)
8.53%

FEMA natural hazard risk

Relatively Moderate · county score 94/100

Top hazards: Cold wave, Riverine flooding, Winter weather

Nearest major airport

4 mi to Frederick Douglass Greater Rochester International Airport (ROC)

Search homes in Rochester on realtor.com

Political lean (2024 county vote)

Leans Democratic · 59% Democratic / 39% Republican

Demographics (Census ACS)

Population (2024)

208,772

Growth since 2019

+0.9%

Median age

33.7

Residents 65+

12.9%

Median household income

$47,213

Income growth since 2019

+32.7%

Black household income

$36,573

Home ownership

38.1%

Poverty rate

27.8%

Poverty rate, 65+

21.2%

Race & ethnicity: Black 34.7% · White 36.4% · Hispanic 19.6% · Asian 3.2% · Other 6.1%

Crime (per 100,000 residents, 2025)

Violent crime

572 · 74% above the national average

Property crime

2,818 · 82% above the national average

Source: FBI Crime Data Explorer, Rochester Police Department. State average: violent 368, property 1,566.

2025–2026 trends

2026 market trends

  • ▸More retirees are leaving NY than arriving, mostly over cost
  • ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
  • ▸Climate/cost risks to check: winter storms, high taxes

Highlights

  • Frederick Douglass heritage
  • Finger Lakes nearby
  • Affordable

Trade-offs

  • Snowy winters
  • High property taxes

Figures are estimates from public sources (see How we match). Verify before making decisions.

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Living in Rochester, NY: Cost, Climate, Safety & Taxes | 4everHome.App