City profile

Troy, NY

Rensselaer County · Population 51,033

Climate DCost A-Safety CHealthcare D+Culture D+Outdoors AHazard risk B-Taxes D

Troy is a city in Rensselaer County, NY with about 51,033 residents and a typical home value near $206,000. It is 57 miles from Brattleboro, VT, which shapes its climate, healthcare access and amenities.

Climate

Climate type

Four seasons

Winter avg

21°F

Summer avg

71°F

Sunny days / yr

175

Home prices & cost of living

Median home price

$206,500

Typical monthly housing

$1,387

Cost of living (100 = U.S.)

91

Taxes

Property tax
1.54%
State income tax (top)
10.9%
Social Security
Not taxed
Pensions
Partly exempt
Sales tax (state + avg. local)
8.53%

FEMA natural hazard risk

Relatively Moderate · county score 82/100

Top hazards: Hail, Riverine flooding, Lightning

Nearest major airport

6 mi to Albany International Airport (ALB)

Search homes in Troy on realtor.com

Political lean (2024 county vote)

Competitive / purple · 51% Democratic / 49% Republican

Community

Population

51,033

Black population

16.7%

County

Rensselaer County

Detailed crime figures are available for our 201 hand-researched cities.

2025–2026 trends

2026 market trends

  • ▸More retirees are leaving NY than arriving, mostly over cost
  • ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
  • ▸Climate/cost risks to check: winter storms, high taxes

Highlights

  • About 51,033 residents
  • Typical home value about $206,000
  • 57 miles from Brattleboro, VT

Trade-offs

  • Scores for this place are estimated from Census data and the nearest major city

Figures are estimates from public sources (see How we match). Verify before making decisions.

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Living in Troy, NY: Cost, Climate, Safety & Taxes | 4everHome.App