City profile
Effingham, IL
Effingham County · Population 12,342
Effingham is a town in Effingham County, IL with about 12,342 residents and a typical home value near $178,000. It is 71 miles from Champaign, IL, which shapes its climate, healthcare access and amenities.
Climate
Climate type
Four seasons
Winter avg
28°F
Summer avg
76°F
Sunny days / yr
185
Home prices & cost of living
Median home price
$177,500
Typical monthly housing
$1,270
Cost of living (100 = U.S.)
83
Taxes
- Property tax
- 2.07%
- State income tax (top)
- 4.95%
- Social Security
- Not taxed
- Pensions
- Not taxed
- Sales tax (state + avg. local)
- 8.86%
FEMA natural hazard risk
Relatively Low · county score 54/100
Top hazards: Earthquake, Drought, Landslide
Nearest major airport
101 mi to St. Louis Lambert International Airport (STL)
Political lean (2024 county vote)
Leans Republican · 19% Democratic / 79% Republican
Community
Population
12,342
Black population
0.7%
County
Effingham County
Detailed crime figures are available for our 201 hand-researched cities.
2025–2026 trends
2026 market trends
- ▸More retirees are leaving IL than arriving, mostly over cost
- ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
- ▸Climate/cost risks to check: severe storms
Highlights
- About 12,342 residents
- Typical home value about $178,000
- 71 miles from Champaign, IL
Trade-offs
- Smaller community with fewer local amenities
- Scores for this place are estimated from Census data and the nearest major city
Figures are estimates from public sources (see How we match). Verify before making decisions.