City profile

Troy, IL

Madison County · Population 11,647

Climate C+Cost BSafety C+Healthcare BCulture FOutdoors C+Hazard risk B-Taxes C+

Troy is a town in Madison County, IL with about 11,647 residents and a typical home value near $268,000. It is 18 miles from St. Louis, MO, which shapes its climate, healthcare access and amenities.

Climate

Climate type

Four seasons

Winter avg

33°F

Summer avg

80°F

Sunny days / yr

205

Home prices & cost of living

Median home price

$268,000

Typical monthly housing

$1,918

Cost of living (100 = U.S.)

99

Troy, IL - - 50-mile radius Tiles © Esri — Esri, HERE, Garmin, USGS, NGA, EPA, USDA, NPS
Troy, IL and the area within 50 milesOpen interactive map

Taxes

Property tax
2.07%
State income tax (top)
4.95%
Social Security
Not taxed
Pensions
Not taxed
Sales tax (state + avg. local)
8.86%

FEMA natural hazard risk

Relatively Moderate · county score 93/100

Top hazards: Heat wave, Tornado, Hail

Nearest major airport

26 mi to St. Louis Lambert International Airport (STL)

Search homes in Troy on realtor.com

Political lean (2024 county vote)

Leans Republican · 43% Democratic / 56% Republican

Community

Population

11,647

Black population

1.3%

County

Madison County

Detailed crime figures are available for our 201 hand-researched cities.

2025–2026 trends

2026 market trends

  • ▸More retirees are leaving IL than arriving, mostly over cost
  • ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
  • ▸Climate/cost risks to check: severe storms

Highlights

  • About 11,647 residents
  • Typical home value about $268,000
  • 18 miles from St. Louis, MO

Trade-offs

  • Smaller community with fewer local amenities
  • Scores for this place are estimated from Census data and the nearest major city

Figures are estimates from public sources (see How we match). Verify before making decisions.

Is Troy right for you?

Take the quiz to see your match % for Troy and every other U.S. city and town.

Copyright 2026. 4 Ever Home App. All Rights reserved.
Living in Troy, IL: Cost, Climate, Safety & Taxes | 4everHome.App