City profile
Champaign, IL
University of Illinois town with great buses, performing arts and low home prices.
Climate
Climate type
Four seasons
Winter avg
26°F
Summer avg
75°F
Sunny days / yr
185
Home prices & cost of living
Median home price
$210,000
Typical monthly housing
$1,607
Cost of living (100 = U.S.)
88
Taxes
- Property tax
- 2.07%
- State income tax (top)
- 4.95%
- Social Security
- Not taxed
- Pensions
- Not taxed
- Sales tax (state + avg. local)
- 8.86%
FEMA natural hazard risk
Relatively Moderate · county score 91/100
Top hazards: Cold wave, Drought, Winter weather
Nearest major airport
107 mi to Indianapolis International Airport (IND)
Political lean (2024 county vote)
Leans Democratic · 58% Democratic / 39% Republican
Demographics (Census ACS)
Population (2024)
89,996
Growth since 2019
+2.7%
Median age
26.6
Residents 65+
11.8%
Median household income
$56,118
Income growth since 2019
+15.9%
Black household income
$42,430
Home ownership
43.8%
Poverty rate
25.9%
Poverty rate, 65+
8.1%
Race & ethnicity: Black 17.2% · White 54.5% · Hispanic 7.9% · Asian 15.8% · Other 4.6%
Crime (per 100,000 residents, 2025)
Violent crime
374 · 13% above the national average
Property crime
2,086 · 34% above the national average
Source: FBI Crime Data Explorer, Champaign Police Department. State average: violent 258, property 1,556.
2025–2026 trends
2026 market trends
- ▸More retirees are leaving IL than arriving, mostly over cost
- ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
- ▸Climate/cost risks to check: severe storms
Highlights
- Krannert Center arts
- Good bus system
- Affordable
Trade-offs
- High property taxes
- Flat, cold winters
Figures are estimates from public sources (see How we match). Verify before making decisions.