City profile

Buffalo, NY

Climate DCost A-Safety CHealthcare A-Culture BOutdoors BHazard risk C-Taxes D

Affordable Great Lakes city with stunning architecture, a strong Black community and Niagara Falls nearby.

Climate

Climate type

Four seasons

Winter avg

26°F

Summer avg

72°F

Sunny days / yr

160

Home prices & cost of living

Median home price

$200,000

Typical monthly housing

$1,451

Cost of living (100 = U.S.)

92

Buffalo, NY - - 50-mile radius Tiles © Esri — Esri, HERE, Garmin, USGS, NGA, EPA, USDA, NPS
Buffalo, NY and the area within 50 milesOpen interactive map

Taxes

Property tax
1.54%
State income tax (top)
10.9%
Social Security
Not taxed
Pensions
Partly exempt
Sales tax (state + avg. local)
8.53%

FEMA natural hazard risk

Relatively High · county score 98/100

Top hazards: Cold wave, Winter weather, Riverine flooding

Nearest major airport

8 mi to Buffalo Niagara International Airport (BUF)

Search homes in Buffalo on realtor.com

Political lean (2024 county vote)

Competitive / purple · 52% Democratic / 46% Republican

Demographics (Census ACS)

Population (2024)

276,854

Growth since 2019

+7.9%

Median age

34.3

Residents 65+

14.2%

Median household income

$50,041

Income growth since 2019

+34.0%

Black household income

$39,217

Home ownership

43.0%

Poverty rate

26.0%

Poverty rate, 65+

19.2%

Race & ethnicity: Black 31.3% · White 42.4% · Hispanic 12.3% · Asian 8.7% · Other 5.3%

Crime (per 100,000 residents, 2025)

Violent crime

729 · 121% above the national average

Property crime

3,449 · 122% above the national average

Source: FBI Crime Data Explorer, Buffalo Police Department. State average: violent 368, property 1,566.

2025–2026 trends

2026 market trends

  • ▸More retirees are leaving NY than arriving, mostly over cost
  • ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
  • ▸Climate/cost risks to check: winter storms, high taxes

Highlights

  • Very affordable homes
  • Niagara Falls nearby
  • Strong Black community

Trade-offs

  • Snowy winters
  • Higher property taxes

Figures are estimates from public sources (see How we match). Verify before making decisions.

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Living in Buffalo, NY: Cost, Climate, Safety & Taxes | 4everHome.App