City profile
Waterloo, IA
Black Hawk County · Population 67,008
Waterloo is a city in Black Hawk County, IA with about 67,008 residents and a typical home value near $153,000. It is 50 miles from Cedar Rapids, IA, which shapes its climate, healthcare access and amenities.
Climate
Climate type
Four seasons
Winter avg
18°F
Summer avg
75°F
Sunny days / yr
195
Home prices & cost of living
Median home price
$152,600
Typical monthly housing
$1,011
Cost of living (100 = U.S.)
78
Taxes
- Property tax
- 1.43%
- State income tax (top)
- 3.8%
- Social Security
- Not taxed
- Pensions
- Not taxed
- Sales tax (state + avg. local)
- 6.94%
FEMA natural hazard risk
Relatively Low · county score 77/100
Top hazards: Drought, Strong wind, Winter weather
Nearest major airport
94 mi to Des Moines International Airport (DSM)
Political lean (2024 county vote)
Competitive / purple · 50% Democratic / 49% Republican
Community
Population
67,008
Black population
16.6%
County
Black Hawk County
Detailed crime figures are available for our 201 hand-researched cities.
2025–2026 trends
2026 market trends
- ▸Home insurance premiums are rising quickly here
- ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
- ▸Climate/cost risks to check: hail, derechos
Highlights
- About 67,008 residents
- Typical home value about $153,000
- 50 miles from Cedar Rapids, IA
Trade-offs
- Scores for this place are estimated from Census data and the nearest major city
Figures are estimates from public sources (see How we match). Verify before making decisions.