City profile
Tracy, CA
San Joaquin County · Population 96,966
Tracy is a city in San Joaquin County, CA with about 96,966 residents and a typical home value near $699,000. It is 59 miles from Sacramento, CA, which shapes its climate, healthcare access and amenities.
Climate
Climate type
Warm & sunny
Winter avg
49°F
Summer avg
77°F
Sunny days / yr
265
Home prices & cost of living
Median home price
$699,000
Typical monthly housing
$4,210
Cost of living (100 = U.S.)
142
Taxes
- Property tax
- 0.71%
- State income tax (top)
- 13.3%
- Social Security
- Not taxed
- Pensions
- Taxed
- Sales tax (state + avg. local)
- 8.85%
FEMA natural hazard risk
Relatively High · county score 99/100
Top hazards: Drought, Earthquake, Riverine flooding
Nearest major airport
36 mi to Mineta San Jose International Airport (SJC)
Political lean (2024 county vote)
Competitive / purple · 48% Democratic / 49% Republican
Community
Population
96,966
Black population
6.6%
County
San Joaquin County
Detailed crime figures are available for our 201 hand-researched cities.
2025–2026 trends
2026 market trends
- ▸More retirees are leaving CA than arriving, mostly over cost
- ▸Home insurance is very expensive or hard to get here — get quotes before you buy
- ▸Home prices are softening in 2026 — more room to negotiate
- ▸Climate/cost risks to check: wildfire, earthquakes
Highlights
- About 96,966 residents
- Typical home value about $699,000
- 59 miles from Sacramento, CA
Trade-offs
- Scores for this place are estimated from Census data and the nearest major city
Figures are estimates from public sources (see How we match). Verify before making decisions.