City profile
Temple, TX
Bell County · Population 89,602
Temple is a city in Bell County, TX with about 89,602 residents and a typical home value near $239,000. It is 62 miles from Austin, TX, which shapes its climate, healthcare access and amenities.
Climate
Climate type
Warm & sunny
Winter avg
49°F
Summer avg
85°F
Sunny days / yr
228
Home prices & cost of living
Median home price
$239,000
Typical monthly housing
$1,657
Cost of living (100 = U.S.)
87
Taxes
- Property tax
- 1.80%
- State income tax (top)
- None
- Social Security
- Not taxed
- Pensions
- Not taxed
- Sales tax (state + avg. local)
- 8.20%
FEMA natural hazard risk
Relatively Moderate · county score 91/100
Top hazards: Hail, Tornado, Lightning
Nearest major airport
65 mi to Austin Bergstrom International Airport (AUS)
Political lean (2024 county vote)
Leans Republican · 41% Democratic / 58% Republican
Community
Population
89,602
Black population
12.7%
County
Bell County
Detailed crime figures are available for our 201 hand-researched cities.
2025–2026 trends
2026 market trends
- ▸TX is gaining retirees — a sign of strong retiree services and community
- ▸Home insurance premiums are rising quickly here
- ▸Home prices are softening in 2026 — more room to negotiate
- ▸Climate/cost risks to check: extreme heat, hail
Highlights
- About 89,602 residents
- Typical home value about $239,000
- 62 miles from Austin, TX
Trade-offs
- Scores for this place are estimated from Census data and the nearest major city
Figures are estimates from public sources (see How we match). Verify before making decisions.