City profile
Tampa, FL
A warm, waterfront city with no state income tax, great healthcare, and year-round outdoor living.
Climate
Climate type
Warm & sunny
Winter avg
62°F
Summer avg
83°F
Sunny days / yr
246
Home prices & cost of living
Median home price
$380,000
Typical monthly housing
$2,100
Cost of living (100 = U.S.)
100
Taxes
- Property tax
- 0.86%
- State income tax (top)
- None
- Social Security
- Not taxed
- Pensions
- Not taxed
- Sales tax (state + avg. local)
- 7.00%
FEMA natural hazard risk
Relatively High · county score 99/100
Top hazards: Lightning, Tornado, Cold wave
Nearest major airport
5 mi to Tampa International Airport (TPA)
Political lean (2024 county vote)
Competitive / purple · 47% Democratic / 51% Republican
Demographics (Census ACS)
Population (2024)
401,618
Growth since 2019
+3.5%
Median age
35.9
Residents 65+
14.0%
Median household income
$75,475
Income growth since 2019
+40.2%
Black household income
$44,206
Home ownership
50.3%
Poverty rate
15.5%
Poverty rate, 65+
20.9%
Race & ethnicity: Black 19.5% · White 44.3% · Hispanic 26.2% · Asian 4.7% · Other 5.3%
Crime (per 100,000 residents, 2025)
Violent crime
333 · about the national average
Property crime
991 · 36% below the national average
Source: FBI Crime Data Explorer, Tampa Police Department. State average: violent 248, property 1,074.
2025–2026 trends
2026 market trends
- ▸Home insurance is very expensive or hard to get here — get quotes before you buy
- ▸Home prices are softening in 2026 — more room to negotiate
- ▸Climate/cost risks to check: hurricanes, flooding
Highlights
- No state income tax
- Warm year-round
- Great waterfront and beaches
- Strong healthcare system
Trade-offs
- Hurricane risk
- Hot humid summers
- Traffic congestion
- Insurance costs high
Figures are estimates from public sources (see How we match). Verify before making decisions.