City profile

St. Paul, MN

Climate DCost B-Safety CHealthcare ACulture C+Outdoors A-Hazard risk C-Taxes D-

Twin City with historic Rondo neighborhood heritage, Summit Avenue and river parks.

Climate

Climate type

Four seasons

Winter avg

16°F

Summer avg

73°F

Sunny days / yr

195

Home prices & cost of living

Median home price

$290,000

Typical monthly housing

$1,987

Cost of living (100 = U.S.)

103

St. Paul, MN - - 50-mile radius Tiles © Esri — Esri, HERE, Garmin, USGS, NGA, EPA, USDA, NPS
St. Paul, MN and the area within 50 milesOpen interactive map

Taxes

Property tax
1.05%
State income tax (top)
9.85%
Social Security
Taxed (with exemptions)
Pensions
Partly exempt
Sales tax (state + avg. local)
8.04%

FEMA natural hazard risk

Relatively High · county score 95/100

Top hazards: Cold wave, Hail, Tornado

Nearest major airport

8 mi to Minneapolis–Saint Paul International Airport / Wold–Chamberlain Field (MSP)

Search homes in St. Paul on realtor.com

Political lean (2024 county vote)

Leans Democratic · 69% Democratic / 29% Republican

Demographics (Census ACS)

Population (2024)

307,284

Growth since 2019

+0.9%

Median age

33.7

Residents 65+

12.2%

Median household income

$73,394

Income growth since 2019

+26.8%

Black household income

$43,578

Home ownership

52.9%

Poverty rate

15.6%

Poverty rate, 65+

12.3%

Race & ethnicity: Black 15.7% · White 50.0% · Hispanic 9.5% · Asian 17.8% · Other 7.0%

Crime (per 100,000 residents, 2025)

Violent crime

491 · 49% above the national average

Property crime

2,826 · 82% above the national average

Source: FBI Crime Data Explorer, St. Paul Police Department. State average: violent 226, property 1,430.

2025–2026 trends

2026 market trends

  • ▸Home insurance premiums are rising quickly here
  • ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
  • ▸Climate/cost risks to check: hail, extreme cold

Highlights

  • Historic Rondo community
  • Mississippi River parks
  • Good transit

Trade-offs

  • Very cold winters
  • Hail risk

Figures are estimates from public sources (see How we match). Verify before making decisions.

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