City profile

Springfield, MA

Climate C-Cost BSafety D+Healthcare A-Culture C+Outdoors BHazard risk B-Taxes C-

Affordable western Massachusetts city with the Basketball Hall of Fame and Baystate Health.

Climate

Climate type

Four seasons

Winter avg

26°F

Summer avg

74°F

Sunny days / yr

195

Home prices & cost of living

Median home price

$270,000

Typical monthly housing

$1,798

Cost of living (100 = U.S.)

100

Taxes

Property tax
1.11%
State income tax (top)
9%
Social Security
Not taxed
Pensions
Partly exempt
Sales tax (state + avg. local)
6.25%

FEMA natural hazard risk

Relatively Moderate · county score 93/100

Top hazards: Riverine flooding, Ice storm, Hurricane

Nearest major airport

12 mi to Bradley International Airport (BDL)

Search homes in Springfield on realtor.com

Political lean (2024 county vote)

Competitive / purple · 52% Democratic / 46% Republican

Demographics (Census ACS)

Population (2024)

154,749

Growth since 2019

+0.4%

Median age

33.7

Residents 65+

13.4%

Median household income

$52,656

Income growth since 2019

+33.5%

Black household income

$53,757

Home ownership

49.6%

Poverty rate

25.8%

Poverty rate, 65+

22.5%

Race & ethnicity: Black 17.5% · White 27.8% · Hispanic 48.6% · Asian 2.7% · Other 3.4%

Crime (per 100,000 residents, 2025)

Violent crime

871 · 164% above the national average

Property crime

2,468 · 59% above the national average

Source: FBI Crime Data Explorer, Springfield Police Department. State average: violent 301, property 1,036.

2025–2026 trends

2026 market trends

  • ▸More retirees are leaving MA than arriving, mostly over cost
  • ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
  • ▸Climate/cost risks to check: winter storms, high cost of living

Highlights

  • Affordable for Massachusetts
  • Baystate Health
  • Diverse community

Trade-offs

  • Higher crime in some areas
  • Cold winters

Figures are estimates from public sources (see How we match). Verify before making decisions.

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Living in Springfield, MA: Cost, Climate, Safety & Taxes | 4everHome.App