City profile

Portsmouth, NH

Climate D+Cost D-Safety AHealthcare A-Culture D-Outdoors A-Hazard risk B-Taxes A

Historic seaport with brick streets, waterfront dining and a lively arts scene.

Climate

Climate type

Four seasons

Winter avg

23°F

Summer avg

71°F

Sunny days / yr

200

Home prices & cost of living

Median home price

$700,000

Typical monthly housing

$4,697

Cost of living (100 = U.S.)

128

Taxes

Property tax
1.77%
State income tax (top)
None
Social Security
Not taxed
Pensions
Not taxed
Sales tax (state + avg. local)
None

FEMA natural hazard risk

Relatively Moderate · county score 86/100

Top hazards: Coastal flooding, Ice storm, Riverine flooding

Nearest major airport

45 mi to Portland International Jetport (PWM)

Search homes in Portsmouth on realtor.com

Political lean (2024 county vote)

Competitive / purple · 48% Democratic / 51% Republican

Demographics (Census ACS)

Population (2024)

22,545

Growth since 2019

+3.5%

Median age

42.9

Residents 65+

21.0%

Median household income

$106,219

Income growth since 2019

+26.6%

Black household income

—

Home ownership

51.9%

Poverty rate

6.8%

Poverty rate, 65+

5.8%

Race & ethnicity: Black 0.2% · White 86.2% · Hispanic 3.8% · Asian 4.1% · Other 5.7%

Crime (per 100,000 residents, 2025)

Violent crime

207 · 37% below the national average

Property crime

1,140 · 27% below the national average

Source: FBI Crime Data Explorer, Portsmouth Police Department. State average: violent 119, property 829.

2025–2026 trends

2026 market trends

  • ▸NH is gaining retirees — a sign of strong retiree services and community
  • ▸Home insurance costs are among the lowest in the U.S.
  • ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
  • ▸Climate/cost risks to check: winter storms

Highlights

  • Walkable historic downtown
  • Seacoast living
  • No income or sales tax

Trade-offs

  • Expensive
  • Small Black community

Figures are estimates from public sources (see How we match). Verify before making decisions.

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Living in Portsmouth, NH: Cost, Climate, Safety & Taxes | 4everHome.App