City profile
Palm Bay, FL
Indian River County · Population 130,132
Palm Bay is a city in Indian River County, FL with about 130,132 residents and a typical home value near $283,000. It is 59 miles from Orlando, FL, which shapes its climate, healthcare access and amenities.
Climate
Climate type
Warm & sunny
Winter avg
63°F
Summer avg
84°F
Sunny days / yr
233
Home prices & cost of living
Median home price
$283,200
Typical monthly housing
$1,744
Cost of living (100 = U.S.)
91
Taxes
- Property tax
- 0.87%
- State income tax (top)
- None
- Social Security
- Not taxed
- Pensions
- Not taxed
- Sales tax (state + avg. local)
- 7.00%
FEMA natural hazard risk
Relatively High · county score 98/100
Top hazards: Hurricane, Lightning, Wildfire
Nearest major airport
51 mi to Orlando International Airport (MCO)
Political lean (2024 county vote)
Leans Republican · 36% Democratic / 63% Republican
Community
Population
130,132
Black population
20.4%
County
Indian River County
Detailed crime figures are available for our 201 hand-researched cities.
2025–2026 trends
2026 market trends
- ▸Home insurance is very expensive or hard to get here — get quotes before you buy
- ▸Home prices are softening in 2026 — more room to negotiate
- ▸Climate/cost risks to check: hurricanes, flooding
Highlights
- About 130,132 residents
- Typical home value about $283,000
- 59 miles from Orlando, FL
Trade-offs
- Scores for this place are estimated from Census data and the nearest major city
Figures are estimates from public sources (see How we match). Verify before making decisions.