City profile

Morro Bay, CA

San Luis Obispo County · Population 10,692

Climate ACost FSafety C+Healthcare D-Culture FOutdoors A-Hazard risk C-Taxes D-

Morro Bay is a town in San Luis Obispo County, CA with about 10,692 residents and a typical home value near $918,000. It is 175 miles from Los Angeles, CA, which shapes its climate, healthcare access and amenities.

Climate

Climate type

Warm & sunny

Winter avg

56°F

Summer avg

73°F

Sunny days / yr

284

Home prices & cost of living

Median home price

$918,200

Typical monthly housing

$5,531

Cost of living (100 = U.S.)

164

Taxes

Property tax
0.71%
State income tax (top)
13.3%
Social Security
Not taxed
Pensions
Taxed
Sales tax (state + avg. local)
8.85%

FEMA natural hazard risk

Relatively High · county score 96/100

Top hazards: Drought, Landslide, Wildfire

Nearest major airport

117 mi to Fresno Yosemite International Airport (FAT)

Search homes in Morro Bay on realtor.com

Political lean (2024 county vote)

Leans Democratic · 54% Democratic / 43% Republican

Community

Population

10,692

Black population

0.4%

County

San Luis Obispo County

Detailed crime figures are available for our 201 hand-researched cities.

2025–2026 trends

2026 market trends

  • ▸More retirees are leaving CA than arriving, mostly over cost
  • ▸Home insurance is very expensive or hard to get here — get quotes before you buy
  • ▸Home prices are softening in 2026 — more room to negotiate
  • ▸Climate/cost risks to check: wildfire, earthquakes

Highlights

  • About 10,692 residents
  • Typical home value about $918,000
  • 175 miles from Los Angeles, CA

Trade-offs

  • Smaller community with fewer local amenities
  • Scores for this place are estimated from Census data and the nearest major city

Figures are estimates from public sources (see How we match). Verify before making decisions.

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