City profile
Montpelier, VT
America’s smallest state capital — walkable, safe and surrounded by green mountains.
Climate
Climate type
Four seasons
Winter avg
17°F
Summer avg
69°F
Sunny days / yr
170
Home prices & cost of living
Median home price
$380,000
Typical monthly housing
$2,588
Cost of living (100 = U.S.)
112
Taxes
- Property tax
- 1.71%
- State income tax (top)
- 8.75%
- Social Security
- Taxed (with exemptions)
- Pensions
- Partly exempt
- Sales tax (state + avg. local)
- 6.36%
FEMA natural hazard risk
Relatively Low · county score 52/100
Top hazards: Landslide, Winter weather, Lightning
Nearest major airport
120 mi to Portland International Jetport (PWM)
Political lean (2024 county vote)
Leans Democratic · 67% Democratic / 29% Republican
Demographics (Census ACS)
Population (2024)
8,014
Growth since 2019
+7.2%
Median age
42.3
Residents 65+
23.8%
Median household income
$81,030
Income growth since 2019
+24.5%
Black household income
—
Home ownership
53.1%
Poverty rate
6.5%
Poverty rate, 65+
10.9%
Race & ethnicity: Black 0.8% · White 86.5% · Hispanic 4.5% · Asian 1.7% · Other 6.4%
Crime (per 100,000 residents, 2025)
Violent crime
343 · about the national average
Property crime
3,022 · 95% above the national average
Source: FBI Crime Data Explorer, Montpelier Police Department. State average: violent 220, property 1,446.
2025–2026 trends
2026 market trends
- ▸Home insurance costs are among the lowest in the U.S.
- ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
- ▸Climate/cost risks to check: flooding, winter storms
Highlights
- Smallest, safest capital
- Walkable town
- Green Mountains
Trade-offs
- Flooding risk
- Very small Black community
Figures are estimates from public sources (see How we match). Verify before making decisions.