City profile

Montgomery, AL

Climate B+Cost A+Safety D+Healthcare C+Culture A-Outdoors C+Hazard risk B-Taxes B

Birthplace of the civil rights movement, home to Alabama State University and the Legacy Museum.

Climate

Climate type

Humid subtropical

Winter avg

48°F

Summer avg

82°F

Sunny days / yr

214

Home prices & cost of living

Median home price

$165,000

Typical monthly housing

$1,156

Cost of living (100 = U.S.)

84

Montgomery, AL - - 50-mile radius Tiles © Esri — Esri, HERE, Garmin, USGS, NGA, EPA, USDA, NPS
Montgomery, AL and the area within 50 milesOpen interactive map

Taxes

Property tax
0.40%
State income tax (top)
5%
Social Security
Not taxed
Pensions
Not taxed
Sales tax (state + avg. local)
9.29%

FEMA natural hazard risk

Relatively Moderate · county score 92/100

Top hazards: Lightning, Tornado, Heat wave

Nearest major airport

86 mi to Birmingham-Shuttlesworth International Airport (BHM)

Search homes in Montgomery on realtor.com

Political lean (2024 county vote)

Leans Democratic · 63% Democratic / 35% Republican

Demographics (Census ACS)

Population (2024)

197,494

Growth since 2019

-1.1%

Median age

36.6

Residents 65+

16.2%

Median household income

$56,811

Income growth since 2019

+18.3%

Black household income

$47,483

Home ownership

54.4%

Poverty rate

21.5%

Poverty rate, 65+

14.0%

Race & ethnicity: Black 62.8% · White 25.8% · Hispanic 4.9% · Asian 3.4% · Other 3.0%

Crime (per 100,000 residents, 2025)

Violent crime

645 · 96% above the national average

Property crime

2,907 · 87% above the national average

Source: FBI Crime Data Explorer, Montgomery Police Department. State average: violent 353, property 1,502.

2025–2026 trends

2026 market trends

  • ▸AL is gaining retirees — a sign of strong retiree services and community
  • ▸Home insurance premiums are rising quickly here
  • ▸Part of the New Great Migration — a growing Black community in the South
  • ▸Climate/cost risks to check: hurricanes (coast), tornadoes

Highlights

  • Legacy Museum & National Memorial
  • Alabama State University (HBCU)
  • Very affordable

Trade-offs

  • Limited transit
  • Fewer big-city amenities

Figures are estimates from public sources (see How we match). Verify before making decisions.

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Living in Montgomery, AL: Cost, Climate, Safety & Taxes | 4everHome.App