City profile
Louisville, KY
Bourbon City with the Muhammad Ali Center, a strong Black community and great hospitals.
Climate
Climate type
Four seasons
Winter avg
35°F
Summer avg
79°F
Sunny days / yr
200
Home prices & cost of living
Median home price
$250,000
Typical monthly housing
$1,614
Cost of living (100 = U.S.)
90
Taxes
- Property tax
- 0.80%
- State income tax (top)
- 4%
- Social Security
- Not taxed
- Pensions
- Partly exempt
- Sales tax (state + avg. local)
- 6.00%
FEMA natural hazard risk
Relatively High · county score 98/100
Top hazards: Tornado, Riverine flooding, Heat wave
Nearest major airport
6 mi to Louisville Muhammad Ali International Airport (SDF)
Political lean (2024 county vote)
Leans Democratic · 58% Democratic / 40% Republican
Demographics (Census ACS)
Population (2024)
631,818
Growth since 2019
+2.3%
Median age
37.7
Residents 65+
16.0%
Median household income
$66,849
Income growth since 2019
+25.1%
Black household income
$45,989
Home ownership
60.7%
Poverty rate
15.8%
Poverty rate, 65+
11.3%
Race & ethnicity: Black 22.1% · White 59.4% · Hispanic 9.5% · Asian 2.9% · Other 6.1%
Crime (per 100,000 residents, 2025)
Violent crime
683 · 107% above the national average
Property crime
3,455 · 123% above the national average
Source: FBI Crime Data Explorer, Louisville Metro Police Department. State average: violent 216, property 1,283.
2025–2026 trends
2026 market trends
- ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
- ▸Climate/cost risks to check: flooding, tornadoes
Highlights
- Muhammad Ali Center
- Strong Black community
- Affordable homes
Trade-offs
- River flooding
- Humid summers
Figures are estimates from public sources (see How we match). Verify before making decisions.