City profile

Lexington, KY

Climate C+Cost B+Safety C+Healthcare ACulture C+Outdoors A-Hazard risk B-Taxes B

Horse-country city with UK HealthCare, rolling bluegrass and a relaxed pace.

Climate

Climate type

Four seasons

Winter avg

33°F

Summer avg

77°F

Sunny days / yr

200

Home prices & cost of living

Median home price

$300,000

Typical monthly housing

$1,900

Cost of living (100 = U.S.)

95

Taxes

Property tax
0.80%
State income tax (top)
4%
Social Security
Not taxed
Pensions
Partly exempt
Sales tax (state + avg. local)
6.00%

FEMA natural hazard risk

Relatively Moderate · county score 92/100

Top hazards: Tornado, Cold wave, Winter weather

Nearest major airport

68 mi to Louisville Muhammad Ali International Airport (SDF)

Search homes in Lexington on realtor.com

Political lean (2024 county vote)

Leans Democratic · 57% Democratic / 41% Republican

Demographics (Census ACS)

Population (2024)

323,725

Growth since 2019

+1.0%

Median age

35.3

Residents 65+

14.8%

Median household income

$69,479

Income growth since 2019

+21.3%

Black household income

$45,928

Home ownership

53.8%

Poverty rate

14.9%

Poverty rate, 65+

8.0%

Race & ethnicity: Black 14.4% · White 66.7% · Hispanic 9.5% · Asian 4.3% · Other 5.0%

Crime (per 100,000 residents, 2025)

Violent crime

229 · 31% below the national average

Property crime

2,086 · 34% above the national average

Source: FBI Crime Data Explorer, Lexington Police Department. State average: violent 216, property 1,283.

2025–2026 trends

2026 market trends

  • ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
  • ▸Climate/cost risks to check: flooding, tornadoes

Highlights

  • UK HealthCare
  • Horse farms and bluegrass
  • Close-in airport

Trade-offs

  • Car-dependent
  • Humid summers

Figures are estimates from public sources (see How we match). Verify before making decisions.

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