City profile

Lake St. Louis, MO

St. Charles County · Population 18,066

Climate C+Cost D+Safety C+Healthcare BCulture D-Outdoors C+Hazard risk B-Taxes C+

Lake St. Louis is a town in St. Charles County, MO with about 18,066 residents and a typical home value near $406,000. It is 34 miles from St. Louis, MO, which shapes its climate, healthcare access and amenities.

Climate

Climate type

Four seasons

Winter avg

33°F

Summer avg

80°F

Sunny days / yr

205

Home prices & cost of living

Median home price

$405,900

Typical monthly housing

$2,533

Cost of living (100 = U.S.)

123

Taxes

Property tax
0.97%
State income tax (top)
4.7%
Social Security
Not taxed
Pensions
Partly exempt
Sales tax (state + avg. local)
8.39%

FEMA natural hazard risk

Relatively Moderate · county score 93/100

Top hazards: Strong wind, Hail, Tornado

Nearest major airport

22 mi to St. Louis Lambert International Airport (STL)

Search homes in Lake St. Louis on realtor.com

Political lean (2024 county vote)

Leans Republican · 41% Democratic / 58% Republican

Community

Population

18,066

Black population

5.5%

County

St. Charles County

Detailed crime figures are available for our 201 hand-researched cities.

2025–2026 trends

2026 market trends

  • ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
  • ▸Climate/cost risks to check: tornadoes

Highlights

  • About 18,066 residents
  • Typical home value about $406,000
  • 34 miles from St. Louis, MO

Trade-offs

  • Smaller community with fewer local amenities
  • Scores for this place are estimated from Census data and the nearest major city

Figures are estimates from public sources (see How we match). Verify before making decisions.

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