City profile
Lake Monticello, VA
Fluvanna County · Population 10,662
Lake Monticello is a town in Fluvanna County, VA with about 10,662 residents and a typical home value near $326,000. It is 11 miles from Charlottesville, VA, which shapes its climate, healthcare access and amenities.
Climate
Climate type
Four seasons
Winter avg
36°F
Summer avg
77°F
Sunny days / yr
210
Home prices & cost of living
Median home price
$325,900
Typical monthly housing
$2,017
Cost of living (100 = U.S.)
96
Taxes
- Property tax
- 0.91%
- State income tax (top)
- 5.75%
- Social Security
- Not taxed
- Pensions
- Partly exempt
- Sales tax (state + avg. local)
- 5.77%
FEMA natural hazard risk
Very Low · county score 14/100
Nearest major airport
62 mi to Richmond International Airport (RIC)
Political lean (2024 county vote)
Competitive / purple · 46% Democratic / 53% Republican
Community
Population
10,662
Black population
6.9%
County
Fluvanna County
Detailed crime figures are available for our 201 hand-researched cities.
2025–2026 trends
2026 market trends
- ▸Climate/cost risks to check: coastal flooding (Tidewater)
Highlights
- About 10,662 residents
- Typical home value about $326,000
- 11 miles from Charlottesville, VA
Trade-offs
- Smaller community with fewer local amenities
- Scores for this place are estimated from Census data and the nearest major city
Figures are estimates from public sources (see How we match). Verify before making decisions.