City profile

Lafayette, LA

Climate B+Cost ASafety CHealthcare BCulture BOutdoors C+Hazard risk C-Taxes B

Heart of Cajun & Creole country — zydeco, food and festivals in a friendly mid-size city.

Climate

Climate type

Humid subtropical

Winter avg

53°F

Summer avg

83°F

Sunny days / yr

218

Home prices & cost of living

Median home price

$230,000

Typical monthly housing

$1,685

Cost of living (100 = U.S.)

89

Lafayette, LA - - 50-mile radius Tiles © Esri — Esri, HERE, Garmin, USGS, NGA, EPA, USDA, NPS
Lafayette, LA and the area within 50 milesOpen interactive map

Taxes

Property tax
0.55%
State income tax (top)
3%
Social Security
Not taxed
Pensions
Partly exempt
Sales tax (state + avg. local)
10.11%

FEMA natural hazard risk

Relatively High · county score 95/100

Top hazards: Lightning, Hurricane, Cold wave

Nearest major airport

106 mi to Louis Armstrong New Orleans International Airport (MSY)

Search homes in Lafayette on realtor.com

Political lean (2024 county vote)

Leans Republican · 36% Democratic / 62% Republican

Demographics (Census ACS)

Population (2024)

121,715

Growth since 2019

-3.9%

Median age

36.9

Residents 65+

17.2%

Median household income

$61,915

Income growth since 2019

+20.8%

Black household income

$37,662

Home ownership

53.1%

Poverty rate

18.3%

Poverty rate, 65+

15.0%

Race & ethnicity: Black 29.0% · White 56.1% · Hispanic 8.1% · Asian 2.2% · Other 4.6%

Crime (per 100,000 residents, 2025)

Violent crime

1,131 · 243% above the national average

Property crime

3,471 · 124% above the national average

Source: FBI Crime Data Explorer, Lafayette Police Department. State average: violent 466, property 1,860.

2025–2026 trends

2026 market trends

  • ▸More retirees are leaving LA than arriving, mostly over cost
  • ▸Home insurance is very expensive or hard to get here — get quotes before you buy
  • ▸Home prices are softening in 2026 — more room to negotiate
  • ▸Part of the New Great Migration — a growing Black community in the South

Highlights

  • Zydeco & Creole culture
  • Festival International
  • Affordable

Trade-offs

  • Hurricane & insurance risk
  • Flooding

Figures are estimates from public sources (see How we match). Verify before making decisions.

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Living in Lafayette, LA: Cost, Climate, Safety & Taxes | 4everHome.App