City profile

Indianapolis, IN

Climate CCost ASafety CHealthcare BCulture C+Outdoors CHazard risk C-Taxes B

The Crossroads of America — affordable, with a growing cultural scene and central location.

Climate

Climate type

Four seasons

Winter avg

30°F

Summer avg

77°F

Sunny days / yr

187

Home prices & cost of living

Median home price

$240,000

Typical monthly housing

$1,350

Cost of living (100 = U.S.)

89

Indianapolis, IN - - 50-mile radius Tiles © Esri — Esri, HERE, Garmin, USGS, NGA, EPA, USDA, NPS
Indianapolis, IN and the area within 50 milesOpen interactive map

Taxes

Property tax
0.84%
State income tax (top)
3%
Social Security
Not taxed
Pensions
Partly exempt
Sales tax (state + avg. local)
7.00%

FEMA natural hazard risk

Relatively High · county score 98/100

Top hazards: Tornado, Strong wind, Cold wave

Nearest major airport

8 mi to Indianapolis International Airport (IND)

Search homes in Indianapolis on realtor.com

Political lean (2024 county vote)

Leans Democratic · 63% Democratic / 35% Republican

Demographics (Census ACS)

Population (2024)

885,860

Growth since 2019

+2.5%

Median age

34.3

Residents 65+

13.0%

Median household income

$66,219

Income growth since 2019

+38.3%

Black household income

$48,258

Home ownership

56.0%

Poverty rate

15.8%

Poverty rate, 65+

12.1%

Race & ethnicity: Black 27.6% · White 48.9% · Hispanic 13.8% · Asian 4.2% · Other 5.6%

Crime (per 100,000 residents, 2025)

Violent crime

769 · 133% above the national average

Property crime

2,819 · 82% above the national average

Source: FBI Crime Data Explorer, Indianapolis Police Department. State average: violent 300, property 1,249.

2025–2026 trends

2026 market trends

  • ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
  • ▸Climate/cost risks to check: tornadoes

Highlights

  • Very affordable
  • Indiana Avenue cultural legacy
  • Central US location
  • Growing food scene

Trade-offs

  • Cold winters
  • Less walkable
  • Smaller Black cultural scene
  • Limited public transit

Figures are estimates from public sources (see How we match). Verify before making decisions.

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