City profile

Houston, TX

Climate BCost B+Safety CHealthcare A+Culture A-Outdoors C+Hazard risk D-Taxes B+

A massive, diverse metropolis with world-class medical centers, no state income tax, and a vibrant Black community.

Climate

Climate type

Humid subtropical

Winter avg

54°F

Summer avg

84°F

Sunny days / yr

204

Home prices & cost of living

Median home price

$310,000

Typical monthly housing

$1,850

Cost of living (100 = U.S.)

96

Taxes

Property tax
1.81%
State income tax (top)
None
Social Security
Not taxed
Pensions
Not taxed
Sales tax (state + avg. local)
8.20%

FEMA natural hazard risk

Very High · county score 100/100

Top hazards: Tornado, Hurricane, Riverine flooding

Nearest major airport

10 mi to William P. Hobby Airport (HOU)

Search homes in Houston on realtor.com

Political lean (2024 county vote)

Competitive / purple · 51% Democratic / 48% Republican

Demographics (Census ACS)

Population (2024)

2,328,253

Growth since 2019

+0.8%

Median age

34.4

Residents 65+

12.3%

Median household income

$64,813

Income growth since 2019

+23.8%

Black household income

$47,728

Home ownership

42.1%

Poverty rate

19.9%

Poverty rate, 65+

17.0%

Race & ethnicity: Black 22.3% · White 23.2% · Hispanic 44.2% · Asian 6.9% · Other 3.3%

Crime (per 100,000 residents, 2025)

Violent crime

888 · 169% above the national average

Property crime

3,837 · 147% above the national average

Source: FBI Crime Data Explorer, Houston Police Department. State average: violent 348, property 1,809.

2025–2026 trends

2026 market trends

  • ▸TX is gaining retirees — a sign of strong retiree services and community
  • ▸Home insurance premiums are rising quickly here
  • ▸Home prices are softening in 2026 — more room to negotiate
  • ▸Climate/cost risks to check: extreme heat, hail

Highlights

  • Texas Medical Center — world largest
  • No state income tax
  • Extremely diverse
  • Texas Southern University (HBCU)

Trade-offs

  • Extreme summer heat and humidity
  • Sprawl requires car
  • Flooding risk
  • High property taxes

Figures are estimates from public sources (see How we match). Verify before making decisions.

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Living in Houston, TX: Cost, Climate, Safety & Taxes | 4everHome.App