City profile

Honolulu, HI

Climate BCost FSafety C+Healthcare A-Culture D+Outdoors A+Hazard risk C-Taxes C+

Tropical city living with beaches, Diamond Head and the lowest property taxes in the U.S.

Climate

Climate type

Warm & sunny

Winter avg

73°F

Summer avg

81°F

Sunny days / yr

270

Home prices & cost of living

Median home price

$850,000

Typical monthly housing

$4,756

Cost of living (100 = U.S.)

185

Taxes

Property tax
0.27%
State income tax (top)
11%
Social Security
Not taxed
Pensions
Not taxed
Sales tax (state + avg. local)
4.50%

FEMA natural hazard risk

Relatively High · county score 99/100

Top hazards: Lightning, Landslide, Riverine flooding

Nearest major airport

4 mi to Daniel K. Inouye International Airport (HNL)

Search homes in Honolulu on realtor.com

Political lean (2024 county vote)

Leans Democratic · 61% Democratic / 37% Republican

Demographics (Census ACS)

Population (2024)

345,482

Growth since 2019

-1.0%

Median age

43.0

Residents 65+

22.0%

Median household income

$86,504

Income growth since 2019

+21.0%

Black household income

$56,036

Home ownership

48.9%

Poverty rate

11.9%

Poverty rate, 65+

11.6%

Race & ethnicity: Black 1.5% · White 16.1% · Hispanic 6.9% · Asian 51.8% · Other 23.7%

Crime (per 100,000 residents, 2025)

Violent crime

181 · 45% below the national average

Property crime

1,459 · 6% below the national average

Source: FBI Crime Data Explorer, Honolulu Police Department. State average: violent 214, property 1,682.

2025–2026 trends

2026 market trends

  • ▸More retirees are leaving HI than arriving, mostly over cost
  • ▸Home insurance premiums are rising quickly here
  • ▸Climate/cost risks to check: wildfire, hurricanes

Highlights

  • Year-round warm weather
  • Lowest property tax rate
  • Beaches and hiking

Trade-offs

  • Highest cost of living
  • Far from family on the mainland

Figures are estimates from public sources (see How we match). Verify before making decisions.

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