City profile

Hilo, HI

Climate D+Cost FSafety C+Healthcare C+Culture FOutdoors A+Hazard risk C-Taxes C+

Laid-back, lush Big Island town near Volcanoes National Park, more affordable than Oahu.

Climate

Climate type

Warm & sunny

Winter avg

71°F

Summer avg

77°F

Sunny days / yr

120

Home prices & cost of living

Median home price

$450,000

Typical monthly housing

$2,643

Cost of living (100 = U.S.)

160

Taxes

Property tax
0.27%
State income tax (top)
11%
Social Security
Not taxed
Pensions
Not taxed
Sales tax (state + avg. local)
4.50%

FEMA natural hazard risk

Relatively High · county score 99/100

Top hazards: Volcanic activity, Earthquake, Riverine flooding

Nearest major airport

63 mi to Ellison Onizuka Kona International Airport at Keāhole (KOA)

Search homes in Hilo on realtor.com

Political lean (2024 county vote)

Leans Democratic · 60% Democratic / 37% Republican

Demographics (Census ACS)

Population (2024)

50,404

Growth since 2019

+11.9%

Median age

42.7

Residents 65+

22.4%

Median household income

$81,779

Income growth since 2019

+29.2%

Black household income

$2,499

Home ownership

66.1%

Poverty rate

14.5%

Poverty rate, 65+

9.1%

Race & ethnicity: Black 0.7% · White 14.3% · Hispanic 11.0% · Asian 34.2% · Other 39.8%

Crime (per 100,000 residents, 2025)

Violent crime

287 · 13% below the national average

Property crime

1,924 · 24% above the national average

Source: FBI Crime Data Explorer, Hawaii Police Department. State average: violent 214, property 1,682.

2025–2026 trends

2026 market trends

  • ▸More retirees are leaving HI than arriving, mostly over cost
  • ▸Home insurance premiums are rising quickly here
  • ▸Climate/cost risks to check: wildfire, hurricanes

Highlights

  • Lush tropical scenery
  • More affordable than Honolulu
  • Volcanoes National Park

Trade-offs

  • Very rainy
  • Limited specialists

Figures are estimates from public sources (see How we match). Verify before making decisions.

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Living in Hilo, HI: Cost, Climate, Safety & Taxes | 4everHome.App