City profile

Germantown, TN

Shelby County · Population 40,673

Climate BCost FSafety CHealthcare C+Culture D-Outdoors C+Hazard risk C-Taxes A-

Germantown is a town in Shelby County, TN with about 40,673 residents and a typical home value near $471,000. It is 16 miles from Memphis, TN, which shapes its climate, healthcare access and amenities.

Climate

Climate type

Humid subtropical

Winter avg

42°F

Summer avg

82°F

Sunny days / yr

216

Home prices & cost of living

Median home price

$470,800

Typical monthly housing

$2,867

Cost of living (100 = U.S.)

136

Taxes

Property tax
0.79%
State income tax (top)
None
Social Security
Not taxed
Pensions
Not taxed
Sales tax (state + avg. local)
9.56%

FEMA natural hazard risk

Relatively High · county score 99/100

Top hazards: Tornado, Cold wave, Heat wave

Nearest major airport

11 mi to Frederick W. Smith International Airport (MEM)

Search homes in Germantown on realtor.com

Political lean (2024 county vote)

Leans Democratic · 62% Democratic / 36% Republican

Community

Population

40,673

Black population

4.4%

County

Shelby County

Detailed crime figures are available for our 201 hand-researched cities.

2025–2026 trends

2026 market trends

  • ▸TN is gaining retirees — a sign of strong retiree services and community
  • ▸Climate/cost risks to check: tornadoes

Highlights

  • About 40,673 residents
  • Typical home value about $471,000
  • 16 miles from Memphis, TN

Trade-offs

  • Scores for this place are estimated from Census data and the nearest major city

Figures are estimates from public sources (see How we match). Verify before making decisions.

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