City profile
Fort Collins, CO
Friendly college town with bike trails, breweries and quick access to the Rockies.
Climate
Climate type
mountain_alpine
Winter avg
30°F
Summer avg
71°F
Sunny days / yr
245
Home prices & cost of living
Median home price
$560,000
Typical monthly housing
$3,327
Cost of living (100 = U.S.)
110
Taxes
- Property tax
- 0.49%
- State income tax (top)
- 4.4%
- Social Security
- Taxed (with exemptions)
- Pensions
- Partly exempt
- Sales tax (state + avg. local)
- 7.81%
FEMA natural hazard risk
Relatively Moderate · county score 90/100
Top hazards: Lightning, Hail, Winter weather
Nearest major airport
55 mi to Denver International Airport (DEN)
Political lean (2024 county vote)
Leans Democratic · 56% Democratic / 41% Republican
Demographics (Census ACS)
Population (2024)
170,229
Growth since 2019
+2.8%
Median age
30.9
Residents 65+
13.1%
Median household income
$85,070
Income growth since 2019
+29.2%
Black household income
$75,608
Home ownership
51.6%
Poverty rate
15.8%
Poverty rate, 65+
7.4%
Race & ethnicity: Black 1.3% · White 77.3% · Hispanic 12.8% · Asian 3.3% · Other 5.3%
Crime (per 100,000 residents, 2025)
Violent crime
286 · 13% below the national average
Property crime
1,771 · 14% above the national average
Source: FBI Crime Data Explorer, Fort Collins Police Department. State average: violent 440, property 2,235.
2025–2026 trends
2026 market trends
- ▸Home insurance premiums are rising quickly here
- ▸Home prices are softening in 2026 — more room to negotiate
- ▸Climate/cost risks to check: hail, wildfire
Highlights
- Very safe and bikeable
- Rocky Mountain access
- Colorado State events
Trade-offs
- Small Black community
- Hail and rising insurance
Figures are estimates from public sources (see How we match). Verify before making decisions.