City profile

Elgin, TX

Bastrop County · Population 11,563

Climate B+Cost B+Safety C+Healthcare BCulture D+Outdoors AHazard risk B-Taxes B+

Elgin is a town in Bastrop County, TX with about 11,563 residents and a typical home value near $326,000. It is 22 miles from Austin, TX, which shapes its climate, healthcare access and amenities.

Climate

Climate type

Warm & sunny

Winter avg

50°F

Summer avg

86°F

Sunny days / yr

228

Home prices & cost of living

Median home price

$326,400

Typical monthly housing

$2,263

Cost of living (100 = U.S.)

95

Taxes

Property tax
1.80%
State income tax (top)
None
Social Security
Not taxed
Pensions
Not taxed
Sales tax (state + avg. local)
8.20%

FEMA natural hazard risk

Relatively Moderate · county score 81/100

Top hazards: Tornado, Riverine flooding, Hail

Nearest major airport

19 mi to Austin Bergstrom International Airport (AUS)

Search homes in Elgin on realtor.com

Political lean (2024 county vote)

Leans Republican · 40% Democratic / 59% Republican

Community

Population

11,563

Black population

16.7%

County

Bastrop County

Detailed crime figures are available for our 201 hand-researched cities.

2025–2026 trends

2026 market trends

  • ▸TX is gaining retirees — a sign of strong retiree services and community
  • ▸Home insurance premiums are rising quickly here
  • ▸Home prices are softening in 2026 — more room to negotiate
  • ▸Climate/cost risks to check: extreme heat, hail

Highlights

  • About 11,563 residents
  • Typical home value about $326,000
  • 22 miles from Austin, TX

Trade-offs

  • Smaller community with fewer local amenities
  • Scores for this place are estimated from Census data and the nearest major city

Figures are estimates from public sources (see How we match). Verify before making decisions.

Is Elgin right for you?

Take the quiz to see your match % for Elgin and every other U.S. city and town.

Copyright 2026. 4 Ever Home App. All Rights reserved.
Living in Elgin, TX: Cost, Climate, Safety & Taxes | 4everHome.App