City profile
Duluth, MN
Lake Superior port city with dramatic shoreline and cool summers.
Climate
Climate type
Four seasons
Winter avg
12°F
Summer avg
66°F
Sunny days / yr
185
Home prices & cost of living
Median home price
$260,000
Typical monthly housing
$1,809
Cost of living (100 = U.S.)
96
Taxes
- Property tax
- 1.05%
- State income tax (top)
- 9.85%
- Social Security
- Taxed (with exemptions)
- Pensions
- Partly exempt
- Sales tax (state + avg. local)
- 8.04%
FEMA natural hazard risk
Relatively Moderate · county score 92/100
Top hazards: Cold wave, Winter weather, Lightning
Nearest major airport
142 mi to Minneapolis–Saint Paul International Airport / Wold–Chamberlain Field (MSP)
Political lean (2024 county vote)
Competitive / purple · 52% Democratic / 46% Republican
Demographics (Census ACS)
Population (2024)
87,093
Growth since 2019
+1.4%
Median age
35.2
Residents 65+
17.2%
Median household income
$68,807
Income growth since 2019
+31.2%
Black household income
$33,847
Home ownership
59.4%
Poverty rate
16.8%
Poverty rate, 65+
9.6%
Race & ethnicity: Black 2.7% · White 86.6% · Hispanic 2.6% · Asian 1.7% · Other 6.3%
Crime (per 100,000 residents, 2025)
Violent crime
231 · 30% below the national average
Property crime
3,060 · 97% above the national average
Source: FBI Crime Data Explorer, Duluth Police Department. State average: violent 226, property 1,430.
2025–2026 trends
2026 market trends
- ▸Home insurance premiums are rising quickly here
- ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
- ▸Climate/cost risks to check: hail, extreme cold
Highlights
- Lake Superior shoreline
- Cool summers
- Affordable
Trade-offs
- Very long winters
- Small Black community
Figures are estimates from public sources (see How we match). Verify before making decisions.