City profile
Charlotte, NC
A fast-growing financial hub with a welcoming community, excellent healthcare, and proximity to mountains and coast.
Climate
Climate type
Mild & temperate
Winter avg
42°F
Summer avg
80°F
Sunny days / yr
218
Home prices & cost of living
Median home price
$370,000
Typical monthly housing
$2,000
Cost of living (100 = U.S.)
100
Taxes
- Property tax
- 0.77%
- State income tax (top)
- 4.25%
- Social Security
- Not taxed
- Pensions
- Partly exempt
- Sales tax (state + avg. local)
- 7.00%
FEMA natural hazard risk
Relatively High · county score 97/100
Top hazards: Riverine flooding, Tornado, Lightning
Nearest major airport
6 mi to Charlotte Douglas International Airport (CLT)
Political lean (2024 county vote)
Leans Democratic · 66% Democratic / 33% Republican
Demographics (Census ACS)
Population (2024)
903,844
Growth since 2019
+5.4%
Median age
34.5
Residents 65+
11.0%
Median household income
$82,068
Income growth since 2019
+30.6%
Black household income
$59,104
Home ownership
51.0%
Poverty rate
11.7%
Poverty rate, 65+
10.9%
Race & ethnicity: Black 33.3% · White 38.1% · Hispanic 17.5% · Asian 6.5% · Other 4.6%
Crime (per 100,000 residents, 2025)
Violent crime
559 · 70% above the national average
Property crime
3,417 · 120% above the national average
Source: FBI Crime Data Explorer, Charlotte-Mecklenburg Police Department. State average: violent 334, property 1,815.
2025–2026 trends
2026 market trends
- ▸NC is gaining retirees — a sign of strong retiree services and community
- ▸Part of the New Great Migration — a growing Black community in the South
- ▸Climate/cost risks to check: hurricanes (coast), inland flooding
Highlights
- Strong job market and economy
- Excellent healthcare facilities
- Growing Black cultural scene
- Close to both mountains and beaches
Trade-offs
- Rapid growth causing traffic
- Limited walkability outside uptown
- Hot summers
Figures are estimates from public sources (see How we match). Verify before making decisions.