City profile
Bay City, MI
Bay County · Population 32,320
Bay City is a town in Bay County, MI with about 32,320 residents and a typical home value near $98,000. It is 84 miles from Southfield, MI, which shapes its climate, healthcare access and amenities.
Climate
Climate type
Four seasons
Winter avg
24°F
Summer avg
72°F
Sunny days / yr
180
Home prices & cost of living
Median home price
$97,600
Typical monthly housing
$634
Cost of living (100 = U.S.)
71
Taxes
- Property tax
- 1.28%
- State income tax (top)
- 4.25%
- Social Security
- Not taxed
- Pensions
- Partly exempt
- Sales tax (state + avg. local)
- 6.00%
FEMA natural hazard risk
Relatively Low · county score 78/100
Top hazards: Winter weather, Strong wind, Cold wave
Nearest major airport
96 mi to Gerald R. Ford International Airport (GRR)
Political lean (2024 county vote)
Leans Republican · 42% Democratic / 57% Republican
Community
Population
32,320
Black population
2.1%
County
Bay County
Detailed crime figures are available for our 201 hand-researched cities.
2025–2026 trends
2026 market trends
- ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
- ▸Climate/cost risks to check: winter storms
Highlights
- About 32,320 residents
- Typical home value about $98,000
- 84 miles from Southfield, MI
Trade-offs
- Scores for this place are estimated from Census data and the nearest major city
Figures are estimates from public sources (see How we match). Verify before making decisions.