City profile
Annapolis, MD
Historic sailing capital on the Chesapeake Bay with colonial streets and waterfront dining.
Climate
Climate type
Four seasons
Winter avg
35°F
Summer avg
79°F
Sunny days / yr
215
Home prices & cost of living
Median home price
$560,000
Typical monthly housing
$3,481
Cost of living (100 = U.S.)
125
Taxes
- Property tax
- 1.00%
- State income tax (top)
- 6.5%
- Social Security
- Not taxed
- Pensions
- Partly exempt
- Sales tax (state + avg. local)
- 6.00%
FEMA natural hazard risk
Relatively Moderate · county score 82/100
Top hazards: Winter weather, Lightning, Heat wave
Nearest major airport
17 mi to Baltimore/Washington International Thurgood Marshall Airport (BWI)
Political lean (2024 county vote)
Competitive / purple · 51% Democratic / 46% Republican
Demographics (Census ACS)
Population (2024)
40,720
Growth since 2019
+3.7%
Median age
43.0
Residents 65+
20.2%
Median household income
$113,860
Income growth since 2019
+33.0%
Black household income
$68,970
Home ownership
62.0%
Poverty rate
7.8%
Poverty rate, 65+
4.8%
Race & ethnicity: Black 20.2% · White 57.3% · Hispanic 14.8% · Asian 3.0% · Other 4.6%
Crime (per 100,000 residents, 2025)
Violent crime
711 · 116% above the national average
Property crime
1,432 · 8% below the national average
Source: FBI Crime Data Explorer, Annapolis Police Department. State average: violent 365, property 1,853.
2025–2026 trends
2026 market trends
- ▸Home prices are still rising in 2026 — good for long-term value, less room to negotiate
- ▸Climate/cost risks to check: coastal flooding
Highlights
- Chesapeake Bay waterfront
- Historic downtown
- Banneker-Douglass Museum
Trade-offs
- Coastal flooding
- Expensive
Figures are estimates from public sources (see How we match). Verify before making decisions.